Investment Income Taxation

2026 Long-Term Capital Gains Tax Brackets

Tax Rate

Income Range at Which Rate Applies, Single

Applies, SingleIncome Range at Which Rate Applies, Head of Household

Income Range at Which Rate Applies, Married Filing Jointly and Surviving Spouses

0%

$0–$49,450

$0–$66,200

 $0–$98,900

15%

$49,451–$545,500

 $66,201–$579,600

 $98,901–$613,700

20%

 $545,501+

$579,601+

$613,701+

 

Interest Income & Ordinary Dividends are taxed at ordinary income rates

 

Qualified Dividends are taxable:

  • 0% on any amount that otherwise would be taxed at a 10% or 15% rate,
  • 15% on any amount that otherwise would be taxed at rates greater than 15% but less than 37%
  • 20% on any amount that otherwise would be taxed at a 37% rate.

 

Net Investment Income Tax  is 3.8% tax on interest, dividends, capital gains, rental and royalty income. Tax applies on earnings that exceed bellow threshold rates:

Married filing jointly — $250,000,
Married filing separately — $125,000,
Single or head of household — $200,000, or
Qualifying widow(er) with a child — $250,000.